Currently the travelogues are the final pages on this site www.silverhairs.co.uk Many more travelogues (and much more) HERE
Morocco
Sailing 1 : Sardinia
to Corsica
Collioure,
France
Sailing
2 : Turkey ; The Lycian
Coast Scotland
Marrakech. Acapulco
Derbyshire
Dales
Egypt
South
Africa
Rome (new)
S.A.Townships
Latvia
Mediterranean
Cruise
Our ancient Trailer Tent
Basel/Basle
American Adventure (1954!)
For a superb Self Catering stay in Norfolk (UK) it
would be difficult to beat https://www.elmhamwatermill.co.uk/
Things have changed considerably since BREXIT regarding your health cover abroad:
https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/
Flight Delay Compensation is in the news . This applies to all EU flights (ie, all from EU airports, or to an EU airport on an EU airline). So all BA trips count unless your flight took off and landed outside the EU. If your flight is canceled you're always due a full refund or an alternative. But you may also be due compensation up to £520 on top.
However,
we were unlucky. An overnight stay in Johannesburg due to a
British Airways computer fault. They referred us to BA South
Africa who messed us about so long that we gave up. I am sure
that was their intention. Once again, absolutely no information.
They just closed the desk and left us standing there. No instructions,
no cash ! Fortunately we had a debit card and managed to find a motel.
I was also delayed a week because being returned the the USA because of
the Icelandic
volcano. But was using an American airline (which pay nothing, although they
paid for the various flights and a snack).
Flight Delay Compensation.
Airlines will try various means to
avoid paying. Not surprising in the case of EU
regulated
flights, as this could cost them dear: EU reg 261/2004 means
you can claim up to £520 per person.
Delays must
be over 3 hours
and must be to or from an EU airport. Amounts depend upon how long
delayed
was your arrival and what distance was involved.
It does not depend
on the cost of the flight. The reasons for delay are important and the
law is still
unclear
what excuses the airline are allowed to give.
TRAVEL INSURANCE
In
2015 an agreement was
made with the Association of British Insurers that if an insurer was
unable to offer cover for an older enquirer, they must refer customers
to other firms that can offer a service. (applies to car insurance,
too).
As an example (Daily
Telegraph) of how much travel insurance can vary for older people a non
smoker 80 year old, on BP and cholesterol pills, going to Spain
for a Week in June 2018 was quoted £44, £85, £125 and £187 for a
comprehensive insurance. The lowest quote was from https://www.payingtoomuch.com
BIBA the British Insurance Broker's Association, can suggest brokers.
For general advice see www.travelinsuranceguide.org.uk/ or comparison sites like
The following site list over 80 travel insurance and also mentions discounts if you go through them https://www.money.co.uk/travel-insurance/over-80-travel-insurance.htm
You
will
find a great deal of variation between insurance companies with regard
to
attitudes to age and illnesses. Many refuse point blank for over 65's
whilst
others have no limit. It is essential to look at each quote.
Prices
also vary enormously. Most insurers double the premium for over 65 or
66.
Some will weight the premium heavily if any of the party has had or is
suffering
from and illness such as cancer. I have seen a quote for a
week in
Europe where the over 70 was offered a £21 policy and the
other party
(65 but having had cancer) was loaded to £156 - for one
week!) Most
insurers, rather than giving a blunt refusal on age or health grounds,
ask
you to phone. Many will ignore pre-existing conditions as long as you
agree
not to claim for these. The quote on the right
in the chart is
mine. Note the EHIC Plus site** EHIC
is
the current card
(https://www.nhs.uk/nhsengland/Healthcareabroad/pages/Healthcareabroad.aspx
)you should get to cover you for treatments in
public European
hospitals. As it excludes private treatment the cost is
extremely low.
But EHIC alone will not get you home or cover anything except NHS type
treatment.
Please note that those which use an 0845, 0844 and 0870 telephone
numbers
may be telephoned at your expense. Better to get an on line
quote and
booking, which is possible 9 out of 10 cases. Check all prices quoted
below
as they often change.
The following have NO limit on age :
Post Office, EHIC Plus,
IC (Insurance Choice) Justtravel.com, Explorer Travel, Goodtogo, LVE,
Avanti,
Saga, John Lewis, Sainsbury's Bank. See below
to click on links
for more detail.
BANK SCHEMES Some banks have
accounts which offer extra benefits,
including travel insurance.
In fact Nationwide basic Flexaccount offers FREE
European cover from
16 to 73 if you hold a Visa Debit card and switch
your Direct Debits
to them OR pay in at least
£750 per month for 3 consecutive
months (and continue to do so). I was unable to see if it covers for
couples
with Joint Accounts. This is entirely different from their other
accounts,
e.g..Nationwide's Flexplus Account
costs £10 a month for
worldwide family travel insurance.
If you are over 75 there
is a £50 extra charge . It also pays 3% on balances up to
£2,500.
What makes it an outstanding bargain is that the additional benefits
include
mobile phone insurance, an extended warranty on electrical purchases
and
European breakdown and recovery cover and includes
vehicle
Homestart (most schemes do not)
For people with a medical history it pays to shop
around. The British
Insurance Broker's number for finding a broker is 0870 950 1790. One
person
got family worldwide annual multitrip cover for £250, despite
having
had a heart attack a few years back.
As a concession to the insurance industry they were exempted from the
age
discrimination policy providing they automatically
refer (signpost)
older customers to an alternative insurer who would offer cover.
Bnt a check by Which showed nearly half of the insurers contacted
still did not offer this service. Of those
contacted only AgeUK,
Saga and InsureandGo had no age limits. But see below for
single trip
cover. Rates for annual world wide insurance for a healthy 85 year old
varied
from £349 to £1738 (Goodtogoinsurance) for similar
cover. Those
which DID suggest an alternative, often suggested Goodtogoinsurance !
As insurance rates and policies can change, please check out any link. No guarantees.
Prices - but please check | ||
Medicaltravelcompared | various | A broker, specialising in people with medical conditions |
Cheaptravelinsurance.com | None | Pre-existing medical conditions considered |
www.avantitravelinsurance.co.uk | none | Iin 2020 One week in Kenya Couple 81 & 88
£250 |
http://www.insurefortravel.co.uk/ | 79 | 1 week Med. cruise 2010 (up to 74) was £20.99 But Spain was not included. But Israel, Egypt and Tunisia were ! |
https://www.payingtoomuch.com |
|
|
http://www.alphatravelinsurance.co.uk/ | 115 ! | |
www.goodtogoinsurance.com
044 334 0160 |
No limit. Longer stays but expensive |
|
Virgin Money (0800 051 7000) | No limit | £190 from 66 to Methusala. Includes baggage and whole world |
Marks and Spencers Premium Club | 70 | Benefits include family travel insurance |
Insurefor all (0845 880 0694) | 84 (includes US) | £194.28. Worldwide with baggage... no options |
www.flexicover.co.uk (0800 542 7699) | 85 | |
www.direct-travel.co.uk (0845 605 2700) | 75 | |
www.nationwide.co.uk See above for FREE cover | See worldwide | Worth having a Joint Flexplus account and paying
£10 a month. Includes other benefits e.g. Home breakdown/keys/cards/mobiles |
www.allcleartravel.co.uk | No limit | The Quote link failed three times. Gave up |
www.24drtravel.com 01825 712945 | 90+ Pre-existing health conditions OK |
Any age, any condition |
Insure
and Go (0870 901 3674) |
75 | |
RIAS
(0800 068 1655) All insurance |
89 | Phone. Being deaf I didn't |
Direct Line (0845 246 8704) | No limit | Wanted spamming details before a quote. I left. |
http://www.atlasgrouptravel.co.uk/travel-insurance/ | No Limit |
A comparitson site |
Age Concern/ Help the Aged (now AgeUK) | No limit | Phone 0845 600 3348 |
Saga | No limit | Phone on 0800 169 29 39 |
Staysure.co.uk |
85 | Europe 6 days cruise ages 76 and 82 £89.45 Annual £216 |
http://www.columbusdirect.com/ | 85 | Very straightforward to get a quote |
www.whichpolicy.co.uk/ (Comparison site) | Came up with two policies. One was for worldwide multitrip. OK | |
http://www.ehicplus.com
(0845 055 5222) Get your card from this site |
No limit. Considers illnesses | |
http://www.insurefortravel.co.uk/ | Very good prices | |
Http://www.intunegroup.co.uk (08000223192) | Recommended by Which. Part of Age UK | |
Spectrum
|
85 | Couple Europe (inc Egypt&Tunisia 5 days £111.14. Do Worldwide |
http://www.holidaysafe.co.uk/ | Cruises too | Considers medical conditions if declared |
https://www.benenden.co.uk/ | No limit | All medical conditions considered |
http://www.payingtoomuch.com, Broker | various | Got £24,45 quote for 85 year old. for single trip Europe (Jan 2017) |
http://www.justtravelcover.com/ | Over 65 | Medical conditions considered. Includes cruise insurance |
I often see tempting offers on SilvertravelAdvisor. Worth a look
I have often taken advantage of special offers by Travelzoo. e.g. ROME
Youtube on Rome. Has good subtitles - Turn on
Do you suffer from jetlag ? An interesting article on this at http://www.ellejet.com/jet-lag.php
Mobile phone abroad ? This will become less expensive in the EU from 2017 as a new rule will mean that companies will have to charge the same. Currently the charges in the EU are capped at 15p a minute (calling) and 4p (receiving), calls. Texts are 5p and data usage around 16p a megabyte e.g. looking at five are six web pages. Don't watch a full feature film ! These charges will be reduced in April 2016. Outside the EU you may pay as much as £8 a megabyte. THREE offer a "Feel at Home" deal in 18 countries in Europe and the US, NZ and Australia (this even applies to their PAYG deal). If you have an 'unlocked' phone it might accept a local SIM and so use the local rates. You can get an international SIM from 0044.co.uk or Go-Sim sites or call in at a phone shop when you arrive. Sometimes it is easier just to pick up a cheap one with a local SIM
Going further ? Phone calls can get VERY expensive. You can avoid this by getting a cheap SIM from THREE See http://www.three.co.uk/Discover/Phones/Feel_At_Home?id=1295&aidset=1#dest This includes places like Hong Kong, Macau, SriLanka, Indonesia, Israel, Oz, New Zealand and the USA (with a further charge) Vodaphone also have a scheme but add a daily charge.
Motorists going abroad are being warned they will need to take a special code with them if they want to hire a car. The paper counterpart of UK driving licences - which records endorsements and fines - is being computerised..Anyone wanting to hire a car abroad will officially need a code to show convictions for offences like speeding. To obtain it, motorists will have to log on to the DVLA website beforehand. But the code is only valid for 72 hours, so anyone wanting to hire a car more than three days into their trip will need to generate a new code while they are abroad. For those who do not have internet access, a phone number will also be made available.
n.b. New French legislation is imposing fines on motorists for almost any sign of inattention at the wheel and for smoking when a child is in the car. The police can even impose a fine on a driver doing their make-up in a stationary car !
Hiring
cars
If you are an older driver you may have to shop around for a
reasonable deal. Some companies will not hire to people over
70.
Others may do but substantially increase the charges. Economy Car Hire
say this is unfair as there is no evidence that older drivers are more
prone to accidents (says the Department of Transport).
Don't get sold high Excess coverage. £3 a day should cover it. Some charge £10 to £15 a day. Fill the tank before you return it to avoid excessive charges. Carefully inspect the car for damage. Photograph any you find. Clean the car inside and out if it needs it to avoid valeting charges. Photo the odometer at start and finish to avoid excess mileage charges. Booking early may reduce the cost and you can always cancel.
Martin's Money Tips is always good value. This one covers Travel Money, Cheap travel insurance and so much more http://www.moneysavingexpert.com/?utm_source=MSE_Newsletter&utm_medium=msetip&utm_term=02-Jun-15-v1&utm_campaign=site&utm_content=4
Recently I walked up to Orrest Head from Windermere Station. If the weather is fine I recommend it to people who find themselves in the town. Not too strenuous !
Compare ferry prices to France, Ireland, Spain and Scandinavia at www.ferryonline.co.uk
If you are older but still want to drive abroad you may be concerned that the hire car insurance will not cover you. That certainly happened to me and you should look carefully at the small print. To be on the safe side you can take out an additional policy at http://www.carhireexcess.com/ or http://www.insurance4carhire.com
* indicates checked at that time. However, many other links and prices remain to be updated
** The EHIC card (http://www.nhs.uk/nhsengland/Healthcareabroad/pages/Healthcareabroad.aspx ) covers the following countries : Austria, Belgium, Bulgaria, Channel Islands, Cyprus (but not Northern Cyprus), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK
Cheapest ANNUAL WORLDWIDE policy was Bradford and Bingley, which also did a good price on single trip policies for Europe and America. Even cheaper for America, at £100 for three weeks, was Virgin Money. (Mail on Sunday 4th March 2007) A quote for a 75 year old Europe, Annual from B & B was £122.86; Single 2 week trip was £35.89. For a 68 year old it was down to £73 (two weeks £25.49). Luggage cover added £8 for multi trip and £3 for the single trip. Pretty good.
www.atlasdirect.net do a useful list comparing their prices (and level of cover) with many others.
Halifax (Ultimate Reward A/c) have now caught onto this idea offering worldwide travel insurance, home emergency, car breakdown and credit card cover as well as 2.5% on the first £2500 in the account, for £12.50 a month. They reckon the whole package is worth around £800 a year
It is well known that buying insurance from your travel agent can be expensive. And yet you may be able to haggle there, whereas it is more difficult on the net or over the phone. You may be able to take advantage of a holiday package which includes insurance, with no questions asked about age.
One last suggestion is a bank account which offers travel insurance as part of their deal. e.g. HSBC have a Bank Account Plus for people who pay in their salary. Although it costs £12.95 a month it includes Worldwide Family Travel insurance, which can cost quite a lot. It also offers one of these savings deals, paying 10% gross. www.hsbc.co.uk 08005871481.
It is well known that buying insurance from your travel agent can be expensive. And yet you may be able to haggle there, whereas it is more difficult on the net or over the phone. You may be able to take advantage of a holiday package which includes insurance, with no questions asked about age.
I often see tempting offers on SilvertravelAdvisor. Worth a look
I have often taken advantage of special offers by Travelzoo. e.g. ROME
Youtube on Rome. Has good subtitles - Turn on
Do you suffer from jetlag ? An interesting article on this at http://www.ellejet.com/jet-lag.php
Mobile phone abroad ? This will become less expensive in the EU from 2017 as a new rule will mean that companies will have to charge the same. Currently the charges in the EU are capped at 15p a minute (calling) and 4p (receiving), calls. Texts are 5p and data usage around 16p a megabyte e.g. looking at five are six web pages. Don't watch a full feature film ! These charges will be reduced in April 2016. Outside the EU you may pay as much as £8 a megabyte. THREE offer a "Feel at Home" deal in 18 countries in Europe and the US, NZ and Australia (this even applies to their PAYG deal). If you have an 'unlocked' phone it might accept a local SIM and so use the local rates. You can get an international SIM from 0044.co.uk or Go-Sim sites or call in at a phone shop when you arrive. Sometimes it is easier just to pick up a cheap one with a local SIM
Going further ? Phone calls can get VERY expensive. You can avoid this by getting a cheap SIM from THREE See http://www.three.co.uk/Discover/Phones/Feel_At_Home?id=1295&aidset=1#dest This includes places like Hong Kong, Macau, SriLanka, Indonesia, Israel, Oz, New Zealand and the USA (with a further charge) Vodaphone also have a scheme but add a daily charge.
Motorists going abroad after 8 June are being warned they will need to take a special code with them if they want to hire a car. From that date the paper counterpart of UK driving licences - which records endorsements and fines - is being computerised..Anyone wanting to hire a car abroad will officially need a code to show convictions for offences like speeding. To obtain it, motorists will have to log on to the DVLA website beforehand. But the code is only valid for 72 hours, so anyone wanting to hire a car more than three days into their trip will need to generate a new code while they are abroad. For those who do not have internet access, a phone number will also be made available.
n.b. New French legislation is imposing fines on motorists for almost any sign of inattention at the wheel and for smoking when a child is in the car. The police can even impose a fine on a driver making up in a stationary car !
Hiring cars If you are an older driver you may have to shop around for a reasonable deal. Some companies will not hire to people over 70. Others may do but substantially increase the charges. Economy Car Hire say this is unfair as there is no evidence that older drivers are more prone to accidents (says the Department of Transport). Don't get sold high Excess coverage. £3 a day should cover it. Some charge £10 to £15 a day. Fill the tank before you return it to avoid excessive charges. Carefully inspect the car for damage. Photograph any you find. Clean the car inside and out if it needs it to avoid valeting charges. Photo the odometer at start and finish to avoid excess mileage charges. Booking early may reduce the cost and you can always cancel.
Martin's Money Tips is always good value. This one covers Travel Money, Cheap travel insurance and so much more http://www.moneysavingexpert.com/?utm_source=MSE_Newsletter&utm_medium=msetip&utm_term=02-Jun-15-v1&utm_campaign=site&utm_content=4
http://www.dreamlines.com.au/ is useful if you are traveling from
Australia.
Unfortunately they were unable to donate to my
http://www.justgiving.com/keith-paterson
charity, so you will need to copy the site address into your browser.
Recently I walked up to
Orrest
Head from
Windermere Station. If the weather is fine I recommend it to
people
who find themselves in the town. Not too strenuous !
Compare ferry prices to France, Ireland, Spain and Scandinavia at www.ferryonline.co.uk
Going for a sunny holiday ? Research showed that, regardless of how much sun cream you lather on (and you should especially if you have fair skin) you are not depriving yourself of the beneficial affects of Vitamin D, which the skin produces when exposed to sunlight.
Renewing your passport is expensive enough (£72.50) but if you go to the government site http://www.uk-passport.net/forms.html and complete the form there there is an additional charge of £24. Better to get the form from the Post Office and send it off ! It is one case where being connected doesn't pay. There are various charges. A passport with more pages costs £81.25 and for a fast track 4 hour Premium service expect to go to the Passport Office and pay at least £128 or £103 if you can wait for it to be posted to you within a week. If you were born before 2nd Sept 1929 you are in luck : It's free !
For even more travel information visit the site of my Parisian friend at http://pgoh13.com/ He covers Europe, China, Morocco and Malaysia. Europe alone covers Venice, Madrid, Barcelona, London, Rome, Amsterdam, Paris, Geneva, Copenhagen, Athens, Oslo and Cordoba. In Malaysia he visited Kuala Lumpur, Penang, Malacca and Kota Bharu
Want reasonably priced accommodation anywhere in the world, staying in people's homes? Whether you want accommodation or to offer your own you may find the site at www.airbnb.co.uk useful. It stands for Bed and Breakfast. You can see photos and comments by people who have stayed. If you offer accommodation they will expect 3% and only if you get a booking.
March 2012 When National Express (Coaches) lost the facility to charge 50% for people with travel cards we signed for the Seniors Coachcard as it gives 1/3 off coach travel. When it was introduced in Nov 2011 travel to airports was excluded. I have now heard that travel to airports is included in the scheme. Useful for people planning holidays abroad. Incidentally, visitors from abroad can apply for these cards, too. But I do recommend that you avoid clicking the tempting offer of £10 off your next trip, unless you are dying to be saddled with a £10 a month Direct Debit from an organisation called Shopper. I have complained about this misleading offer to NatExp but they wont budge on it. Shame on them !
More on National Express: Be
careful when booking on line. I
was quoted a price of £9.50 each way to London.
That was the cheapest
and other times would have been as much as £17 one way! I
then discovered
that although I had booked as a senior and ticked "I have a coach card"
I
had not, in addition, added a 1 in Senior Coachcard section! When I did
the
cost reduced to £5.50 each way.
Despite the higher costs I still use National Express coaches when
traveling
to London. Trains may be faster but I can
get to and from
where I want to go more easily by coach and my locally issued
travel
card works on London buses, so I can get all over the city for nothing
and
don't have to negotiate the crowded Tube. I book on line and
after
negotiating my way through the N. E. site (which takes a bit of skill)
I
can choose a cheap ticket. There is no logic about
the cheapest
time to travel. I have had tickets for £2.95 (one
way) and have
been offered tickets at four times that amount that involve a change
and
take an hour longer ! Make sure you untick the insurance
(£1),
that you zero the Adult selection, and add the Seniors box, tick the
Seniors
Coachcard box and check every step before paying. WHATEVER YOU DO DO
NOT
'CLICK HERE TO GET A DISCOUNT ON YOUR NEXT BOOKING. If you do you will
find
yourself signing up to an American shopping site that will cost you a
great
deal more than your discount in monthly direct debits ! I
have had
'words' with National Express about this but they decline all
responsibility.
They shouldn't make it so easy.
If you opt to receive the ticket via email you can print it
out there
and then. The form says not to print it unless you have to (you
do)
-
to save the environment - and then proceeds to send you three pages,
the
second of which is 'conditions' and the third is advertising!
I choose
to print pages one at a time and back the main ticket with the
conditions.
The drivers seem to need this. I don't print the last page.
May 2012 Born on or before 2nd September 1929? You can get a free passport. In fact, if you are eligible and applied for a passport since19 May 2004 you can get a refund.
Our latest excursion was an overnight stay in Tilbury Harbour (!) which we found via Silver Travel Advisor. It was on the Marco Polo, which despite having been built almost 50 years ago was in very good order.
Finding the right accommodation can sometimes be the most expensive
part
of planning a holiday, and for older travellers with specific needs or
disabilities it can also be the most difficult. Thankfully, as a
retiree,
your travel dates are probably flexible, which means you can find some
terrific
last minute deals on everything from brand name hotels and
timeshare
rentals to
smaller, independently owned, inns
and bed and breakfasts.
I have found the following site easy to use :
http://www.pureholidayhomes.com/
N.B. On a recent trip with Easyjet I was surprised that we were only
allowed
ONE piece of hold luggage between two people. We were allowed to each
take
one piece of hand luggage but the dimensions were restricted. to 56cm x
25cm
x 45cm, including handle and wheels. We were not allowed a
second piece
of hand luggage (each) so, even a handbag or netbook had to
be squeezed
into the allocated bags. Faced with this it is quite important that one
obtains
a take-on bag of the maximum allowed size.
ANOTHER THING to watch on Ryanair (the Which magazine reports) is that
it
is almost impossible to opt out of travel insurance at £11.27
per person.
The 'don't cover me' option is (incredibly) found between Latvia and
Lithuania
in the 'Country of Origin' section that you are obliged to tick.
That
even beats National Express discount option for craftiness (see above)!
Well, I suppose they had to do something to replace the
income lost
by not charging you to go to the toilet, which became a subject of
public
amusement.
HOLIDAYS & TRAVEL (see below for insurance and cash)
If you're considering going on a cruise, then you may want to check out Virgin's cruises, they often have some good deals.
http://www.silvertraveladvisor.com Where
to go, what to see what to avoid? If you like holidays and traveling,
you
will love www.silvertraveladvisor.com with first hand advice, tips and
information written by and for mature travellers. In November 2011 they
asked
if I would write an article for the and this appeared
HERE
Going Abroad ? If you don't want to be left stranded when your credit card is refused it is advisable to tell your bank you are going. Most also have an emergency number you can call and some even can let you have a code to get cash from a machine. So get their emergency number and add it to your mobile phone list or keep a note somewhere.
In September (2011) we booked with Easyjet to Basle. I was surprised that two of us were only allowed one case in cargo and one each of a limited size on board. And that includes a laptop or handbag, which must be accommodated in your single hand luggage. True, you could pay for more in the hold but it all gets expensive (like the coffee on board!). We also received a VERY poor exchange rate for Euros at the Post Office counter. I complained and got the expected reply. But apparently their rate is marginally better on line. We got much better rates abroad using our cards to pay for everything. In view of the fact that the pound is riding high against the Euro (May 2012) I gather people are buying now or stuffing their currency cards before going to Europe. See HERE
July 2010 Make sure you don't get caught for huge baggage charges (especially on Ryanair) Click HERE and see below.
Compensation due to volcanic ash cloud(s) American airlines provide no cover for flight delays. You will normally get an alternative flight and might get a chitty for a meal and the cost of a phone call but beyond that you will be out of luck. In my case I was stranded by the eruption and had flown United Airways. My insurer (Fortis) paid £25 a day up to £100 - better than nothing. The EEC regulations for European airlines are far more generous. If you want to quote the specific rules to your airline, Regulation (EC) 261/2004 requires it to offer meals, refreshments and hotel accommodation as appropriate while ticketholders wait for a rearranged flight. EU rules state that airlines must compensate passengers for delays or cancellations - unless the delays were completely beyond their control. In that case, the airlines still have to provide accommodation and meals for stranded passengers. So your costs should be met but you shouldn't expect compensation for the inconvenience - there's no blame, so no claim. How long must the airline put you up? There's no time limit on the airlines' duty to their stuck passengers. They have to provide care until they can get you home. This is why Ryanair had to back down on its refusal. If you have a complaint you should put it in writing to the airline and if you get an unsatisfactory result you should consult the Air Transport Users Council (AUC) at www.auc.org.uk
From 1st May 2009, most Ryanair check-ins have been done on line. Indeed from 1st October 2009 they abolished the Ryanair check-in desks (!) to 'persuade' you to check in on line. From 1st May the additional cost of the airport check-in rose from £10 to £20 per person per trip even if you opted for airport check-in when you booked on line. If you just turn up this is increased to £40 pppt (per person per trip)! So, a family of four, just turning up would finish up with a £320 addition to their one penny special offer ! During the summer Ryanair hold luggage (even pre-checked) goes up to £20 each way and on board (cabin) luggage is the lowest at 15kg (33lbs) plus size restrictions. They will even try to sell you their special Samsonite case if you don't opt out.
If you are a good boy and print your ticket on line you will still have to get rid of your 'hold' luggage somehow. You do this by a self service 'drop desk' where you can still expect to queue. Unfortunately, that is not the end of it and there is even an on-line Debit or Credit card booking fee of £10 per person (return) plus additional charges for checked in baggage (and extra for golf clubs and skis). Only one on-board bag (up to 15kg) per person is allowed. Try to take two through and you may get caught for a £30 'fine' !
You MUST book at least 4 hours before the flight but cannot book more than 15 days early. So, when you want to check in for your return journey you will have to get on line to do that, too (from the hotel or wherever) You might just manage to book in from home before you leave if you are going for two weeks.
Mind you, Ryanair's figures (November 2010) of passengers and profits show that they know what they are doing in the economy airline business.
***********
Malaria is a commonplace hazard in many warmer countries. It is advisable to do a check. See http://www.malariahotspots.co.uk/ and, if there is a risk, get some protection.
Applicants born on or before 2 September 1929 are eligible
for free
standard 32-page ten year passports
N.B. In 2007 we booked a holiday for three in Agadir
(Morocco). Yes, we booked
through the High Street
but by telling them what their own company was charging on line they
gave
us the same price. We also saved on insurance. Altogether we
paid
£1500 instead of over £2000 for three people for
two weeks 'all-in'
in a hotel we had checked out the year before.
In 2010 we booked a cruise, again through a travel agent. With a little
Moroccan-style haggling we managed to get the price down by hundreds.
Want a map of the UK specifically designed for Disabled Badge holders ? £12 from www.the pieguide.com Not just parking but shopping, toilets, beaches, petrol stations, accommodation.
Everyone aged 60 or over and eligible disabled people will
be entitled
to free off-peak bus travel anywhere in England.
However, this
does not apply to National Express, so that somewhat defeats the
object.
National Express Routesixty fares, though, are 1/3 off if you get an
annual
Seniors Coachcard (£10) see
http://www.nationalexpress.com/
Make sure you don't fall for the 'generous' offer of £10 off
your next
trip. The Shopper Voucher scheme will cost you £120 a year by
direct
debit !
The other thing to watch is those expensive rail fares.
Take
a look at
http://www.moneysavingexpert.com/travel/cheap-train-tickets
and
http://www.cheaptraintickets.info/cheap-train-tickets-guide/
to see how you can save substantially by choosing the right time to go
or
even just asking.
USEFUL TRAVEL LINKS All links checked 9th Oct 2011
Specific airlines
:www.ryanair.com,
www.easyjet.co.uk,
www.thomsonfly.com, (Now TUI)
www.flybmi.com
(British
Midland), www.flybe.com
(British
European)
General : Birmingham Airport www.flycheapo.com, www.skyscanner.net, www.momondo.com www.buzzaway.com www.cheapflights.com www.telme.com www.deckchair.com www.cheaponlineflights.com Easy to navigate site. Flights, Holidays, Hotels. Shows discounts available.
Long-haul :
www.cheapflights.co.uk,
www.travelocity.com,
www.trailfinders.com,
www.expedia.co.uk
TRAVEL CASH Great site
on
this: http://www.moneysavingexpert.com/travel/cheap-travel-money
Are all the money rates the same ? BY NO MEANS.! On one occasion buying 1000 Euros from Marks and Spencers cost me much less than Lloyds TSB, The Post Office orTravelex. But rates vary, so you may not always get the best rate from one supplier. But M & S seem to do well most of the time. Bear in mind that Thomas Cook has an on line service which promises to match any rate that you find elsewhere. Nationwide used to be the cheapest way to get money abroad from a cashpoint but they have now started to charge (like the rest) These days we just take a little local currency and pay for everything else with a card.
The amount of cash you get from Bureaux de Change can vary by quite a lot. Most places make a charge (£3.95 to £5) up to £300 worth. So it is best to pay £301 rather than £300. You are also likely to get a better rate on line - even the Post Office said this.
Exchange rates offered can also vary between Bureaux. BUT SEE THE PREPAID CARDS BELOW.
Does YOUR card charge for buying foreign cash? Sadly, buying currency from a bureau de change in the UK on a credit or debit card isn't always treated as a UK transaction. All credit cards and some debit cards charge an additional fee on top of what you pay the bureau de change. Some prefer you to buy with cash.
All Credit Cards charge a fee of around 2.5% (minimum £3) when you buy foreign currency; it's treated like withdrawing cash from an ATM. In addition, you could be charged interest from the day you make a purchase, even if it's repaid in full at the end of the month. But for purchases over £100 at least you do get protection from the company if things go wrong. The best of the bunch is the Halifax Clarity, Saga Platinum and Post Office Credit cards, which don't charge fees on purchases anywhere in the world - but do pay it off when you get back.
Visa Debit cards. If you have one of the following debit cards, you'll be charged a 2%-ish fee. The banks that charge issue 'Visa Debit' (previously Delta) cards, though that doesn't mean every Visa Debit card charges. Debit cards that DO charge every time you spend abroad include Barclays, Lloyds TSB, Cahoot, Natwest, Smile, Santander/Alliance & RBS, which will slap ANOTHER charge on top every time you spend in a shop, as well as the normal foreign currency fees - these are the DOUBLE cards from hell.
Debit cards that DON'T charge a fee include Coventry BS; Halifax; First Direct; HSBC; Intelligent Finance. Although Nationwide started charging from the 1st November 08 their charges are still lower than many other Debit Cards.
Got a card that charges? There are a number of options...
If possible use a different card .
With a debit cards withdraw cash and pay for your currency before you go and you'll avoid the fee, though check the gain isn't defeated by a worse rate.
Spend on the card itself. With most of the cards you're likely to be better off by just spending on it while overseas, than buying foreign cash with it (with the exceptions above).
The worst place to exchange money is the airport. Don't assume you'll get the same rate there as at a bureau de change's high street branch or online quote, it's usually much worse.
4. The best thing to do if you want the convenience of airport pick-up, is order it online first and then ask to collect it at the airport, you get a much better rate.
5. Prepaid cards for added security
Prepaid cards do exactly what they say on the tin; you load cash onto one, and then it can be used in shops and restaurants just like a debit or credit card.
While not quite as cheap as the specialist credit or debit cards, the vast majority are accepted by most shops which take the Maestro network (the substantial bulk) both in the UK and abroad. Their big advantage over cash is if you lose your card, for a fee of around £10 most providers will replace it, with all the funds in tact. Lose a wallet of dollar bills in Times Square and it's gone for good.
Prepaid cards have a variety of different charges, but the two top cards keep these to a minimum. One example is the CaxtonFX card. Another good one is FairFx. This is a prepaid card, which must be applied for online, charges no spending or foreign 'loading' fees, and can be topped up for free by debit card or bank transfer. Apply via its own website and there's an initial £9.95 application fee, but the link above (FairFx) takes you through comparison site Moneysupermarket, meaning the fee is waived provided you load more than €10/$20.
n.b. I did just this and I was able to apply for a FairFx card, free. Moreover, you can check the rate of exchange (even before you join). Suffice to say that for every £100 worth of Euros I got 10 more Euros than I got from Thomson Travel agents a couple of days earlier (Damn!). RECOMMENDED
Currently if you top-up at least £500 when opening, it'll boost the amount you load by £5. This bonus means the overall exchange rate challenges the top credit cards for overseas spending. The amount you get abroad for cash or credit card changes daily as the exchange rate fluctuates. Once topped up with a top up card, that is your rate fixed. Like to do a little George Soros gambling ? The only cost is €1.50/$2 to withdraw cash from an ATM, less than most credit or debit cards. You get FairFx's own exchange rate, which generally beats the other prepaid cards and cash rates (compare it with TravelMoneyMax.com's best).
FairFX Card Summary. European Load: 0%. Worldwide Load: 0%. Exchange Rate: FairFX's own rate, determined daily (VERY GOOD), ATM Cash withdrawal fee abroad : €1.50/$2. Currencies: Euros/Dollars. Topping up: Free via Debit card online. Obviously if you top up with Euros and want to buy something in dollars there will be an exchange fee.
The CaxtonFX Card has NO purchase fee, is free to top up and makes no charges for Withdrawals or Purchases abroad as long as you make purchases with the currency on the card.
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I would welcome any contributions to this page. Holidays you have enjoyed, hotels you would recommend. Good flights, good insurance etc. And, if you wish to add any 'Holidays from Hell' we can steer people away from those !![]() |
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